Mary,
Since I'm lazy, I'm going to quote myself:
Lord Pirrie developed the requirements for the design of the Olympic-class liners. Alexander Carlisle, Pirrie's brother-in-law and Chief Naval Architect of the shipyard, turned Pirrie's requirements into a practical design. After Carlisle retired in 1910, Pirrie's nephew, Thomas Andrews, completed Carlisle's work.
Carlisle and Andrews led a team that knew their business. Again, I quote myself:
In the most simplistic terms, the height of two watertight bulkheads is calculated by taking the volume of the compartment that is created between them and assuming that compartment is completely flooded, subtract that volume from the ship's displacement. If the tops of the bulkheads are tall enough to be above the ship's new load-draft line after losing the subject compartment, then water will not rise over the tops. Even if the affected compartment isn't capped by a watertight deck, the bulkheads are still considered to be "watertight," because they can contain the water coming through the opening in the hull within the compartment between them. This is a simplistic summary of the type of calculation that was performed by Titanic's designers when they determined her internal subdivision. Given Titanic's expected operating environment, the height of her bulkheads should have been sufficient. The manner in which a merchant vessel should have been operated meant that the most serious hazard should have been collision with another vessel. Titanic's internal subdivision was well designed for such an eventuality.
Some people essentially assert that Titanic's compartmentalisation should have rivalled that of a warship. That is neither practical nor desirable in a passenger ship design.
Parks